The Vancouver Model:
Landed Money is Foreign Money
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The Vancouver Model: Landed Money is Foreign Money
How Excessive Wealth-based Immigration can Hyperinflate a Housing Market
This is not an anti-immigration book. Historically, immigration has been important to countries with low natural birth rates (including Canada).
Benefits include a predictable growth in the working population, cultural diversity, and infusion of new ideas into arts and science. Nations
like Canada are built on this premise. I have friends and coworkers who are immigrants, recent and otherwise. My mother is twice an immigrant,
first moving to the USA from Poland as a child, then immigrating to Canada with my father as a young adult. Immigration is an important part
of who we are as Canadians.
But too much of a good thing can be harmful. Canada has aggressively increased its annual immigration targets, and this is accelerating.
Current projections take us from 310,000 in 2018 to 340,000 by 2020, with some projecting 450,000 per year by 2021. Unless this influx is
matched by an accelerating growth in housing stocks, upward pressure results on housing prices. Compounding this, if the immigrants we admit
are preferentially wealthy, it is as if we allowed foreign buyers unfettered access to our real estate. Official foreign buyer numbers remain low,
even while vast amounts of foreign capital are used to outbid local-earning would-be buyers, yet this capital is not counted or taxed as foreign,
due largely to politics.
Indeed, the connection between immigration and real estate prices is such a political hot potato that no one in
the mainstream media—let alone any politician—will discuss it at all. It is however the topic of this book, albeit, in a fictional,
near-future setting, in which the Canadians are the migrants with the much stronger currency, buying up the real estate in the relatively
poor nation of Ghana under invitation from the Ghana Immigrant Investor Program (GIIP). And just as published statistics have shown that
the vast majority of multi-millionaire migrants entering Canada today through the Quebec Immigrant Investor Program end up thousands of miles
from Quebec (their top destination is Vancouver, BC), those entering Ghana via the GIIP nearly all land in the coastal city of Zoya.
Under both policies (the real and the fictional), the governments’ preference for attracting the wealthiest foreign migrants it can is so blatant
as to be built into the names of these policies.
The Vancouver Model: Landed Money is Foreign Money begins in one author’s vision of a 2029 dystopian Vancouver, BC,
in which in which extreme overpopulation resulting from excessive, wealth-based immigration has combined with hyperinflation brought on by decades
of cheap money and foreign capital, to trigger an exodus of Canadians seeking better lives elsewhere. Their preferred destination? Zoya, a picturesque
harbor city of four million people in the developing African nation of Ghana. The Ghanaian government welcomes wealthy Canadian migrants as they
believe this may accelerate Ghana towards first-world status. But just as we see in present-day Canada, not all Ghanaians benefit from this policy.
The harbor city of Zoya is particularly affected, as its temperate climate and picturesque beauty have made it the top choice for immigrating Canadians,
many even dubbing it the “new Vancouver”.
This book follows two families—one Canadian and one Ghanaian—as they navigate differing paths through
a period of unprecedented global migration between Vancouver, BC, Canada, and Zoya, Ghana.
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This book was updated on September 19, 2018. If you purchased it on or before that date, please email
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The following Disclaimer applies to this book:
This is a work of fiction. Names, characters, businesses, places, events, locales, and incidents are either the products of the author’s imagination or used in a fictitious manner. Any resemblance to actual persons, living or dead, or actual events is purely coincidental.
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